Check a cross-currency receipt against an explicitly entered reference rate. Use a confirmed gross amount for the same invoice portion, not an unexplained net payout. The result does not identify an accounting gain, loss, fee or unpaid balance by itself.
What you can do here
Compare an entered-rate settlement equivalent with one confirmed gross receipt, retaining currency direction and a signed amount difference.
Built for real invoice workflows
Reconcile actual receipt, conversion and fee evidence before changing the invoice payment record.
Preparing your calculator with today’s date…
Reference settlement equivalent = foreign amount × entered settlement-units-per-foreign-unit rate, rounded once to two decimal places. Signed difference = confirmed gross settlement receipt − reference equivalent. The rate must be positive and accepts up to six decimals; amounts accept two. Currency codes must differ. No live quote, spread, fee, tax conversion rule, realized gain/loss or payment-status decision is supplied.
Formulas and examples reviewed October 2, 2026. Illustrative figures; no tax or contractual determination.
EUR 1,000 at an entered USD 1.10 per EUR gives USD 1,100 reference equivalent. A confirmed USD 1,080 gross receipt differs by USD −20. Inspect actual conversion and allocation evidence before assigning a cause.
EUR 100 at entered USD 1.234567 per EUR gives USD 123.46 after final rounding. A USD 123.46 gross receipt matches that reference, but evidence still has to establish the actual payment and invoice portion.
No. Supply and retain the actual reference and direction. The tool does not retrieve rates or decide which rate your accounts must use.
Use a reconciled gross receipt for the same transaction or invoice portion. A net payout may include fees and other transactions and needs separate evidence.
How to use it
Enter the foreign invoice currency and the amount covered by this comparison.
Choose the settlement currency and enter settlement units per one foreign unit, up to six decimal places.
Enter the confirmed gross receipt and investigate its signed difference from the rounded reference equivalent.
Why it helps
Keep currency direction explicit.
Preserve entered rate precision separately from amount precision.
Avoid automatically treating a settlement difference as client underpayment.
Use the result when creating your invoice in InvoiceAgent. Planner setup links carry the settings they describe into a draft. Review your dates, amounts, PDF, and reminder settings before scheduling.
Record both currency amounts
Preserve rate direction, gross receipt and exception evidence.
Investigate the receipt difference
Separate conversion, fees and invoice allocation decisions.
Invoice templates
Use the result inside invoice formats that are ready for clients and easier to automate.
Knowledge base
Review the billing concepts behind the numbers before they go onto a live invoice.
Profession pages
See how freelancers, consultants, and agencies apply the same calculator output in different workflows.